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    Reach more customers and achieve new levels of trust with a real-time intelligent enterprise and integrated financial insight and risk control using SAP solutions for banking.

    Practical advice during times of uncertainty

    Hear how banks can support customers and employees in this challenging and volatile time.

    Explore the impact of the coronavirus pandemic on banking
    SAP Industries Forum 2020: Banking

    Watch the on-demand Webcast.

    In the experience economy, banks need to exceed expectations

    With the Intelligent Enterprise framework, SAP provides integrated applications, intelligent technologies, and a digital platform to enable banks to better serve current customers and reach the underbanked to support financial inclusion.

    See how customers are succeeding with SAP

    SAP Road Map for Banking

    See how our integrated, intelligent solutions enable seamless connectivity across the banking ecosystem through current, upcoming, and future innovations.?

    Current release highlights

    • Enhancements and single tenant edition for financial product subledger
    • Standardized and business-driven financial services data model
    • New solutions for card management and syndicated loans?
    • Online and mobile solutions for business and retail banking
    • SAP Transactional Banking for SAP S/4HANA
    • Embedded machine learning to support processes like intelligent account finding or loan rollover
    • New cloud offering for transactional banking?

    Upcoming innovations

    • Integrated financial services data platform with the financial product subledger?
    • Preconfigured and preassembled end-to-end cloud solutions for banking

    Future plans

    • Combine operational and experience data to?understand the “what” and “why”
    • Productize existing co-innovations, such as?virtual accounts or virtual cards for procure to pay
    • Implement intelligent service processing
    • Enable end-to-end finance and risk management in?the private and public cloud

    Get the facts

    15 %

    time savings during the financial close in organizations that set up real-time financial accounting.

    SAP Benchmarking

    8 %

    increase in customer satisfaction for organizations with a mature mobile strategy.

    SAP Benchmarking

    3 B

    Internet users and 30-50 billion connected devices are expected by 2020.

    GSMA press release and Business Insider

    Solve your specific banking needs

    Harness the power of intelligent solutions

    Find out how banks deliver digital services by creating?intelligent enterprises with integrated applications, intelligent?technologies, and a digital platform from SAP.

    Unlock business value with digital technology

    Stay competitive in the emerging digital financial services landscape by connecting new technologies with integrated business solutions to create an intelligent enterprise.

    Find banking software tailored to your needs

    Shape your bank’s success by developing and providing services and technologies, such as mobile banking apps, omnichannel banking, and digital banking analytics.

    SAP Omnichannel Banking

    Today’s banking customers expect a superior, always-on, and always-connected experience. Find out how the SAP Omnichannel Banking solution can help you achieve end-to-end digital transformation to build lasting customer relationships and win in the digital economy through mobile banking and other services.?

    SAP S/4HANA Cloud

    Learn how you can adopt industry best practices for your bank or financial services firm by using a proven technology framework. Achieve operational excellence in core financial and engagement management practices and across your company as a whole.

    Jump-start your transition to an intelligent enterprise

    Accelerate implementation time, reduce risks, and get ready for your digital journey with the SAP Model Company service for banking.

    SAP Model Company for Banking

    Become a digital leader with a prepackaged service that delivers predefined end-to-end business processes, test cases, configuration guidelines, and project accelerators for your industry.?

    What are leading analysts saying about SAP?

    Gartner names SAP a leader in global retail core banking

    For?the 10th consecutive time, Gartner has awarded SAP leadership status in the?latest Magic Quadrant for Global Retail Core Banking report. SAP received industry?leader recognition for our “ability to execute” and “completeness of vision.”

    Bank on personalized services and machine learning

    Transform data with new analytics techniques

    Combat data explosion that’s disruptive to the customer experience and offer personalized service and products with predictive analytics and machine learning.

    Get the latest news and trends from experts

    Karen McDermott
    Global Head of Financial Services Industries Marketing and Communications

    Closing the customer experience gap

    Fuse data on customer?experiences and business operations to gain actionable insights you can use to?improve how customers view your business.

    Karsten Egetoft
    Senior Solution Architect, Financial Services Industry Unit

    Overcoming data management challenges for financial services

    Become a data-driven enterprise by addressing three?data management trends concerning data volume, ubiquity, and user demands.

    Patrick Fitzgerald
    Independent Communicator for SAP
    Saltbox Communications

    Moving forward as an intelligent enterprise

    Discover four ways?technology can help keep your bank relevant and prepared to tackle future?challenges, including quickly changing customer needs.

    Communities and Events

    SAP Next-Gen innovation summits

    Attend digital innovation events connecting customers to academia, start-ups, venture firms, SAP experts, and partners to foster networking and collaboration on industry-specific innovation.

    The Next Generation: SAP ASE and SAP IQ in the Cloud

    Learn about cloud investments and how SAP HANA Cloud will allow existing SAP Adaptive Server Enterprise (SAP ASE) and SAP IQ customers to extend your on-premise workloads to the cloud.

    Manage your banking business enterprise-wide

    Explore our comprehensive solutions for all business processes across all industries to find the solutions you need to build a connected business.

    Human Resources

    Simplify HR processes and engage your workforce to drive better business results, empower your workforce, and develop your talent.


    Bring together financial processes with automated, real-time analytics, and translate them into forward-looking business insight across the entire organization.


    Take advantage of in-depth data analysis, predictions, and processing of complex events, and combine data from a variety of sources into one, integrated platform.

    Database and Data Management

    Leverage business applications that use the latest technology advancements – including the SAP HANA platform, cloud, mobile, and more.

    Application Development and Integration

    Deploy high-velocity, intelligent edge applications using business and technology services.

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